There are so many ways to protect yourself, a ton of items are blessed here and they have provided many ways for people to be safe and smart. Bank at the docks or a lesser used bank; I bank at east brit and I very rarely have a problem. If you want to play safer, make a hiding and stealth character; I did that with my bard and I love it. Most times I can walk around and escape AND when I die I can easily get to my body again, it really reduced my worry but its still exciting. Also, after you put certain safety methods into action you need to have the right expectations. You need to know that you will get pked sometimes and possibly many times on a bad day, it happens to everyone. Just be smart, don't go places that are filled with pks, use stealth, recall and be wary of anyone. I think they have done a nice job with this game so far. This game isn't only about fighting the mobs and it shouldn't try to be.